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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to health care services that provide specialty care.
Through TRICARE, members of the military can acquire substance abuse treatment services in Cromwell. This encompasses detoxification, individual and group therapy including family therapy, and other treatment services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as outpatient or inpatient treatment.
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