Medicare is a federal health insurance program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals who do have Medicare and require substance abuse recovery services in Pawcatuck, this program will pay for certain rehab programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional coverage in addition to what the other parts of Medicare have to offer. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal as well as medications required for maintenance therapy such as methadone or buprenorphine.
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