The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which grants access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and get referrals to organizations that offer specialty care.
Through TRICARE, members of the military can obtain drug and alcohol treatment services in Delphi. This includes detoxification, individual and group therapy including family therapy, and other various rehab services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.
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