Medicare is a federal program which helps pay for health benefits for people living in the Unites States who are either disabled or 65 years of age or older. For individuals that do have Medicare and require addiction treatment in Hamilton, this program will cover various rehabilitation programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient drug and alcohol treatment. This includes outpatient care, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance in addition to Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
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