Because of the Affordable Healthcare Act, most American citizens are covered by a type of private health insurance. In fact, a recent study shows that only about 13 percent of U.S. citizens are without health insurance. As a result, it is possible for individuals who were without health insurance previously, and were therefore unable to receive treatment for an alcohol or drug issue, to [[ |be able to]]] receive quality treatment.
If someone in Parma requires rehab for an alcohol or drug addiction, most private health insurance programs have agreements in place with treatment facilities that give them an incentive to offer specific types of treatment at certain prices. In many cases, facilities are happy to help get your questions answered and do what is needed to help get you or a loved one in rehab right away.
Most private health insurance policies cover a full array of alcohol and drug treatment services, including outpatient and inpatient detoxification, partial hospitalization, inpatient and residential treatment and outpatient rehabilitation. Most might only cover onlyone type of treatment with specific restrictions, such as how long someone can remain in treatment. A good rule of thumb is that all policies are now obligated to offer an equal level of services for mental health concerns as well, such as substance abuse problems, as they do for physical health problems. So if your plan lacks coverage , it will lack coverage in the area of treatment for substance abuse.
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