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Due to the Affordable Healthcare Act, many Americans are covered by a type of private health insurance. As a matter of fact, a recent study shows that only about thirteen percent of American citizens don't have health insurance. As a result, it is feasible for people who were without health insurance before now, and were unable to receive treatment for a drug or alcohol issue, to [[ |be able to]]] get quality treatment.
If a person in Perkins needs rehab for a drug problem, most private health insurance programs have special agreements with treatment centers that give them an incentive to provide certain types of care at fixed prices. In certain situations, centers are happy to assist you and answer your questions and do whatever it takes to get you in treatment right away.
Most private health insurance programs cover a spectrum of alcohol and drug treatment services, including inpatient and outpatient detox, partial hospitalization, inpatient and residential rehab and outpatient rehabilitation. Some policies may cover only1 kind of recovery treatment with specific restrictions, such as how long someone can stay in rehab. A good rule of thumb is that all plans are now obliged to provide the same level of services for mental health issues as well, such as drug abuse problems, as are offered for physical health issues. So if your policy does not have enough coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.
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