Private Health Insurance - Alcohol and Drug Treatment Programs - Bloomington, MN.

Due to the Affordable Healthcare Act, most American citizens now are covered by some form of private health insurance. As a matter of fact, a recent report shows that about 13 percent of American citizens still don't have health insurance. Because of this, it is feasible for individuals who did not have health insurance before now, and were therefore unable to get into treatment for a drug issue, to [[ |be able to]]] get excellent treatment.

If an individual in Bloomington needs treatment for a drug or alcohol addiction, many private health insurance policies have contracts in place with rehabs that motivates them to provide certain types of care at certain prices. So in many cases, centers are pleased to assist you get your questions answered and do what it takes to help get you into rehab immediately.

Most private health insurance plans cover a full array of substance abuse rehabilitation services, including outpatient and inpatient detoxification, partial hospitalization, inpatient and residential rehab and out-patient rehabilitation. Most however may only cover 1 type of treatment with specific restrictions, such as the duration that a person can remain in rehab. A good rule is that all plans are now required to provide an equal level of services for mental health issues as well, such as alcohol or drug abuse problems, as they do for physical health problems. So if your policy lacks coverage in general, it will lack coverage in the area of treatment for substance abuse.

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