Private Health Insurance - Alcohol and Drug Treatment Facilities - St. Michael, MN.

Due to the Affordable Healthcare Act, many more Americans have coverage by some type of private health insurance. In fact, a recent report shows that only about 13% of American citizens don't have health insurance. As a result of this, it may be possible for individuals who were without health insurance before now, and were not able to receive treatment for an alcohol or drug problem, to [[ |be able to]]] get quality treatment.

If someone in St. Michael needs rehabilitation for a drug or alcohol addiction, most private health insurance policies have contracts with rehabs which motivates them to provide certain kinds of treatment at fixed prices. In certain situations, facilities are more than happy to assist you and answer your questions and do what is needed to help get you or a loved one into treatment immediately.

Many private health insurance policies cover a full array of substance abuse rehabilitation services, including outpatient and inpatient detoxification, partial hospitalization, inpatient and residential treatment and out-patient rehabilitation. Most may cover 1 type of recovery treatment with certain limitations, like the duration that people can remain in recovery treatment. A good rule of thumb is that all policies are now obligated to provide an equal level of services for mental health issues, such as alcohol or drug abuse problems, as they do for physical health issues. So if your plan does not have enough coverage , it will not have enough coverage in the area of treatment for substance abuse.

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