Private Health Insurance - Alcohol and Drug Rehabilitation Programs - Kattskill Bay, NY.

Because of the Affordable Healthcare Act, most Americans now are covered by some form of private health insurance. In fact, a recent report shows that only about 13% of Americans are without health insurance. As a result of this, it is feasible for individuals who didn't have health insurance before now, and were therefore unable to get into treatment for a drug or alcohol problem, to [[ |be able to]]] receive quality treatment.

If a person in Kattskill Bay requires treatment for a drug addiction, most private health insurance policies have contracts in place with treatment facilities which motivates them to offer specific kinds of care at fixed prices. In certain situations, facilities are more than happy to help and answer your questions and do whatever is needed to get you or a loved one in rehab right away.

Most private health insurance plans cover a spectrum of drug and alcohol rehab services, including inpatient and outpatient detoxification, partial hospitalization, inpatient and residential rehab and outpatient treatment. Most however may cover one type of recovery treatment with certain limitations, such as how long someone can stay in rehab. A good rule of thumb is that all policies are now required to offer an equal level of care for mental health issues as well, such as drug abuse disorders, as they do for physical health issues. So if your policy lacks coverage in general, it will lack coverage in the area of treatment for substance abuse.

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