Private Health Insurance - Drug and Alcohol Treatment Programs - Merrick, NY.

Because of the Affordable Healthcare Act, many Americans now are covered by some form of private health insurance. As a matter of fact, a recent report states that only about 13% of U.S. citizens don't have health insurance. As a result, it may be now feasible for people who were without health insurance previously, and were not able to get treatment for an alcohol or drug problem, to [[ |be able to]]] receive excellent treatment.

If an individual in Merrick needs treatment for a drug problem, most private health insurance policies have agreements with rehabs which give them an incentive to provide specific kinds of care at fixed prices. In many cases, centers are happy to help get your questions answered and do what it takes to help get you in treatment right away.

Most private health insurance policies cover a spectrum of drug and alcohol treatment services, including inpatient and outpatient detox, partial hospitalization, inpatient and residential treatment and outpatient treatment. Some might cover onlyone type of recovery treatment with specific limitations, such as the duration that someone can stay in recovery treatment. A good rule of thumb is that all policies are now obliged to provide an equal level of services for mental health issues, such as alcohol or drug abuse disorders, as they do for physical health concerns. So if your policy lacks coverage in general, it will not have enough coverage in the area of treatment for substance abuse.

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