Because of the Affordable Healthcare Act, many more U.S. citizens now are covered by some type of private health insurance. In fact, a recent report determined that only about thirteen percent of Americans don't have health insurance. Because of this, it is feasible for individuals who were without health insurance before, and were not able to receive treatment for a drug or alcohol issue, to [[ |be able to]]] receive quality treatment.
If a person in Mount Sinai requires treatment for an alcohol or drug problem, most private health insurance programs have arrangements with treatment facilities which inspires them to offer specific types of treatment at fixed prices. So in many cases, facilities are more than happy to assist you and answer your questions and do what is needed to get you into treatment quickly.
Many private health insurance programs cover a full array of alcohol and drug rehab services, including inpatient and outpatient detox, partial hospitalization, inpatient and residential rehab and out-patient treatment. Most however may cover one type of treatment with specific restrictions, like how long a person can remain in rehab. A good rule of thumb is that all policies are now obligated to offer an equal level of services for mental health concerns as well, such as substance abuse disorders, as are provided for physical health problems. So if your policy does not have enough coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.
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