Private Health Insurance - Drug and Alcohol Rehab Programs - Otego, NY.

Because of the Affordable Healthcare Act, most U.S. citizens have coverage by some form of private health insurance. As a matter of fact, a recent report states that about 13% of U.S. citizens are without health insurance. As a result, it may be now feasible for individuals who didn't have health insurance before now, and were therefore not able to go to treatment for an alcohol or drug addiction, to [[ |be able to]]] get quality treatment.

If a person in Otego requires rehab for an alcohol or drug problem, most private health insurance policies have special contracts with providers which motivates them to offer certain kinds of treatment at fixed prices. In many cases, programs are more than happy to assist you and answer your questions and do what it takes to help get you or a loved one in treatment immediately.

Most private health insurance programs cover an array of substance abuse rehabilitation services, including outpatient and inpatient detox, partial hospitalization, inpatient and residential treatment and out-patient treatment. Some policies may only cover only1 type of recovery treatment with specific restrictions, like the duration that an individual can remain in rehab. Generally, it is thought that all policies are now obliged to offer an equal level of services for mental health issues as well, such as alcohol or drug abuse disorders, as are offered for physical health concerns. So if your plan lacks coverage , it will not have enough coverage in the area of treatment for substance abuse.

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