Private Health Insurance - Drug and Alcohol Rehab Facilities - Shelter Island Heights, NY.

Because of the Affordable Healthcare Act, many more American citizens now are covered by some type of private health insurance. In fact, a recent report states that only about thirteen percent of Americans are without health insurance. As a result of this, it is possible for individuals who didn't have health insurance previously, and were therefore not able to get treatment for a drug or alcohol addiction, to [[ |be able to]]] get excellent treatment.

If a person in Shelter Island Heights requires rehab for a drug or alcohol addiction, many private health insurance programs have agreements in place with rehabs which give them an incentive to offer certain kinds of treatment at fixed prices. In many cases, facilities are more than willing to help get your questions answered and do what it takes to get yourself or a family member in rehab immediately.

Most private health insurance policies cover a full spectrum of drug and alcohol treatment services, including inpatient and outpatient detox, partial hospitalization, inpatient and residential rehabilitation and outpatient rehab. Most might only cover 1 kind of care with specific restrictions, such as how long someone can stay in treatment. A good rule of thumb is that all plans are now obligated to provide the same level of services for mental health concerns as well, such as substance abuse problems, as they do for physical health problems. So if your plan does not have enough coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.

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