Private Health Insurance - Drug and Alcohol Rehabilitation Programs - St. James, NY.

Due to the Affordable Healthcare Act, many more American citizens are now covered by some form of private health insurance. As a matter of fact, a recent study states that only about 13% of American citizens still don't have health insurance. As a result of this, it is possible for people who didn't have health insurance previously, and were therefore not able to get into treatment for a drug or alcohol issue, to [[ |be able to]]] get excellent treatment.

If someone in St. James requires treatment for an alcohol or drug addiction, most private health insurance programs have special arrangements with providers that motivates them to offer certain types of care at fixed prices. In certain situations, programs are happy to assist you get your questions answered and do whatever is needed to get yourself or a family member into treatment right away.

Many private health insurance plans cover a full array of drug and alcohol rehab services, including inpatient and outpatient detoxification, partial hospitalization, inpatient and residential rehab and outpatient rehab. Some however might only cover one type of care with certain restrictions, such as how long a person can stay in treatment. A good rule of thumb is that all plans are now obliged to offer an equal level of services for mental health concerns as well, such as substance abuse problems, as are provided for physical health concerns. So if your plan does not have enough coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.

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