Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 years of age or older. For individuals who do have Medicare and require drug or alcohol treatment in Williamstown, Medicare will cover certain rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in treatment without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications needed for withdrawal symptoms during detoxification and medications used for maintenance therapy such as methadone or buprenorphine.
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