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Military Insurance - Drug and Alcohol Treatment Programs - Magnolia, AL.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, military members can obtain drug and alcohol rehabilitation services in Magnolia. This encompasses detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are limited to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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