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Military Insurance - Alcohol and Drug Rehabilitation Programs - Megargel, AL.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to health care services that provide specialty care.

By way of TRICARE, military members can acquire substance abuse treatment services in Megargel. This encompasses detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will require pre-authorization for treatment and there will most likely be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually permitted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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