Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 and older. For individuals who do have Medicare and need addiction rehab in Bluff City, this program may cover various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental health insurance apart from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
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