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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to health care services that offer specialty care.
By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Wiseman. This includes detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.
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