Medicare is a federal health insurance program which helps pay for health care for people living in the Unites States who are either disabled or 65 and older. For people who do have Medicare and require drug or alcohol rehab in Bangor, this program may pay for various treatment programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering various forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance in addition to what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification as well as those used for maintenance therapy such as methadone or buprenorphine.
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