The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and obtain referrals to health care services that offer specialty care.
By way of TRICARE, members of the military can obtain drug and alcohol treatment services in Poway. This includes individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time limits as to how long military insurance carriers will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.
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