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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to organizations that offer specialty care.
By way of TRICARE, military members can receive substance abuse treatment services in Tulare. This encompasses individual and group therapy including family therapy, detoxification, and other recovery services. They will require pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as outpatient or inpatient treatment.
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