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Military Insurance - Alcohol and Drug Rehabilitation Facilities - Model, CO.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and obtain referrals to health care services that offer specialty care.

Through TRICARE, members of the military can obtain drug and alcohol treatment services in Model. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detox are restricted to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.

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