Military Insurance - Drug and Alcohol Treatment Programs - Bancroft, IA.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and get referrals to health care services that provide specialty care.

Through TRICARE, members of the military can obtain substance abuse rehabilitation services in Bancroft. This encompasses detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as outpatient or inpatient treatment.

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