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Military Insurance - Drug and Alcohol Rehabilitation Programs - Calumet, IA.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to health care services that provide specialty care.

Through TRICARE, members of the military can receive substance abuse rehabilitation services in Calumet. This includes individual and group therapy including family therapy, detoxification, and other various rehabilitation services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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