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Military Insurance - Alcohol and Drug Treatment Programs - Carlisle, IA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and get referrals to health care services that offer specialty care.

By way of TRICARE, military members can receive drug and alcohol treatment services in Carlisle. This includes individual and group therapy including family therapy, detoxification, and other various rehab services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers will be allowed to remain in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as inpatient or outpatient treatment.

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