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Military Insurance - Drug and Alcohol Rehab Programs - Charles City, IA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and obtain referrals to health care services that offer specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol treatment services in Charles City. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as inpatient or outpatient treatment.

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