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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to health care services that offer specialty care.
Through TRICARE, military members can receive drug and alcohol treatment services in Cherokee. This includes individual and group therapy including family therapy, detoxification, and other treatment services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members are permitted to remain in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.
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