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Military Insurance - Drug and Alcohol Rehabilitation Programs - Churdan, IA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.

Through TRICARE, military members can obtain drug and alcohol rehabilitation services in Churdan. This includes detoxification, individual and group therapy including family therapy, and other substance abuse recovery services. They will need pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but stays for detoxification are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military members will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.

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