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Military Insurance - Drug and Alcohol Treatment Programs - Clearfield, IA.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in Clearfield. This includes individual and group therapy including family therapy, detoxification, and other various recovery services. They will require pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military members are permitted to stay in rehab. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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