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Military Insurance - Drug and Alcohol Treatment Facilities - Clio, IA.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can receive drug and alcohol rehabilitation services in Clio. This includes individual and group therapy including family therapy, detoxification, and other treatment services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detox are limited to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers are allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.

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