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Military Insurance - Drug and Alcohol Treatment Programs - Grant, IA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which grants access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and get referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can obtain substance abuse rehabilitation services in Grant. This encompasses individual and group therapy including family therapy, detoxification, and other rehab services. They will require pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers are allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.

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