Military Insurance - Drug and Alcohol Rehabilitation Programs - Pisgah, IA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to organizations that provide specialty care.

Through TRICARE, military members can acquire drug and alcohol treatment services in Pisgah. This encompasses individual and group therapy including family therapy, detoxification, and other various recovery services. They will require pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time limits as to how long military members will be allowed to remain in rehab. A 3-week inpatient stay per benefit period is usually permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as outpatient or inpatient treatment.

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