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Military Insurance - Alcohol and Drug Rehabilitation Centers - Rathbun, IA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that offer specialty care.

Through TRICARE, military members can receive substance abuse rehabilitation services in Rathbun. This includes individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as outpatient or inpatient treatment.

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