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Military Insurance - Drug and Alcohol Rehabilitation Programs - Rolfe, IA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and obtain referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can acquire substance abuse treatment services in Rolfe. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will require pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time limits as to how long military members are allowed to remain in rehab. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.

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