Military Insurance - Alcohol and Drug Treatment Programs - Shell Rock, IA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.

By way of TRICARE, military members can receive substance abuse rehabilitation services in Shell Rock. This encompasses detoxification, individual and group therapy including family therapy, and other various rehabilitation services. They will need pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is commonly permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as inpatient or outpatient treatment.

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