Medicare is a federal program which helps pay for health care for individuals living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and require substance abuse rehabilitation in Spencer, Medicare may cover various rehabilitation programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient drug and alcohol rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want additional coverage apart from what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification as well as those required for maintenance therapy such as buprenorphine or methadone.
There are 2 Alcohol and Drug Rehabilitation Facilities offering this service in Spencer, IA
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