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Military Insurance - Drug and Alcohol Rehabilitation Facilities - St. Ansgar, IA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and get referrals to organizations that offer specialty care.

Through TRICARE, members of the military can obtain drug and alcohol rehabilitation services in St. Ansgar. This encompasses detoxification, individual and group therapy including family therapy, and other rehab services. They will need pre-authorization for services and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.

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