Military Insurance - Drug and Alcohol Rehab Programs - Tipton, IA.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Tipton. This encompasses individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members are permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as outpatient or inpatient treatment.

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