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Military Insurance - Drug and Alcohol Rehab Programs - Yorktown, IA.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that provide specialty care.

Through TRICARE, members of the military can receive drug and alcohol rehabilitation services in Yorktown. This encompasses individual and group therapy including family therapy, detoxification, and other various rehabilitation services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but stays for detox are restricted to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to remain in treatment. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.

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