Medicare is a federal health insurance program which helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need substance abuse rehabilitation in Bloomington, this program may cover various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain kinds of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse rehabilitation. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional coverage in addition to what the other parts of Medicare have to offer. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and those required for maintenance therapy such as buprenorphine or methadone.
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