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Military Insurance - Alcohol and Drug Treatment Programs - Chadwick, IL.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can acquire drug and alcohol rehabilitation services in Chadwick. This encompasses individual and group therapy including family therapy, detoxification, and other treatment services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time limits as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other primary rehabilitation services such as inpatient or outpatient treatment.

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