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Military Insurance - Drug and Alcohol Rehab Programs - Fairmount, IL.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, military members can obtain drug and alcohol rehabilitation services in Fairmount. This encompasses detoxification, individual and group therapy including family therapy, and other various treatment services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detox are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in treatment. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other primary rehabilitation services such as inpatient or outpatient treatment.

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