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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to health care services that offer specialty care.
By way of TRICARE, military members can obtain drug and alcohol treatment services in Moline. This encompasses individual and group therapy including family therapy, detoxification, and other recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detoxification are restricted to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military members will be allowed to remain in rehab. A 3-week inpatient stay per benefit period is usually permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.
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