Military Insurance - Alcohol and Drug Treatment Programs - Oakdale, IL.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can receive drug and alcohol rehabilitation services in Oakdale. This encompasses detoxification, individual and group therapy including family therapy, and other various recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is typically permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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