Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 and older. For people who do have Medicare and require addiction treatment in Ridgway, this program will cover certain recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and drugs administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional health insurance apart from Medicare Parts A, B, and D. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal and medications required for maintenance therapy such as buprenorphine or methadone.
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