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Military Insurance - Drug and Alcohol Treatment Programs - Rock City, IL.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Rock City. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military members will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is typically permitted. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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