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Military Insurance - Alcohol and Drug Rehabilitation Facilities - Carmel, IN.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and obtain referrals to organizations that provide specialty care.

Through TRICARE, military members can receive substance abuse treatment services in Carmel. This includes detoxification, individual and group therapy including family therapy, and other various rehab services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both outpatient and inpatient, but stays for detox are limited to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time limits as to how long military members are allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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