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Military Insurance - Drug and Alcohol Treatment Programs - Kirklin, IN.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that offer specialty care.

Through TRICARE, members of the military can obtain drug and alcohol treatment services in Kirklin. This encompasses individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military members are allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as inpatient or outpatient treatment.

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