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Military Insurance - Drug and Alcohol Rehabilitation Centers - Lake Station, IN.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and obtain referrals to organizations that provide specialty care.

Through TRICARE, members of the military can acquire drug and alcohol treatment services in Lake Station. This includes detoxification, individual and group therapy including family therapy, and other rehabilitation services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members are permitted to remain in treatment. A 3-week inpatient stay per benefit period is typically accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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